Determine Your Need for Annuities

Annuities are insurance products that can help you accumulate money for retirement and can provide you a reliable, guaranteed income in your golden years.

You might be right for an annuity if:
  • You’re nearing retirement age or have already retired
  • You need to replace income from your regular paycheck
  • You want the peace of mind that your investment won’t decline in value
  • You want an alternative to a certificate of deposit
  • You want to build money tax deferred to use at a later date
  • You have non-qualified funds to invest
What can you use annuity payments for?

How you use annuity payments are up to you. Here are some common uses:

  • Everyday living expenses
  • Supplement Social Security payments or other income sources you may have
  • Fund a grandchild’s education
  • Contribute to charity
  • Fund other insurance products

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