Critical Illness Protection Overview

Critical illness insurance is medical insurance that pays a lump-sum benefit upon diagnosis* of a critical illness or condition. A critical illness insurance payout helps you avoid the financial strain a major illness can create so you can focus on your recovery. It helps give you the freedom to:

  • Get the treatment you want
  • Spend time with your family and friends
  • Keep your home and other assets

Determine Your Need

Although medical insurance and other insurance coverages you may have are essential, they won’t cover everything. Medical treatment has never been better, but is also expensive. People today can experience financial hardship because of the expenses their insurance does not cover. Critical illness insurance could be a strong supplement to other health insurance. Determine if you need critical illness by learning more about what it covers.

Plan Details

Because our critical illness insurance pays you a cash benefit upon diagnosis* of a covered critical illness or condition, you choose how to spend it:

  • Make payments on your mortgage
  • Pay medical bills
  • Hire help for around the house
  • Take a family vacation

Why Choose Us

Hammer Retirement is a strong company that only uses well-known and trusted companies that are highly rated. That is why we’re your best choice for critical illness insurance.


Mutual of Omaha

Guarantee Trust Life Insurance Co.

Equitable Life & Casualty

Assurity Life Insurance Company

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